What strategies can adults use to develop a secure financial future? The ideal financial clinic for low-to-moderate income adults, you'll help your workshop participants get their credit into tip-top shape. This thorough 6-unit workshop shows adults how to make better financial choices.
How to Earn an Income and Create a Budget
Your participants will uncover simple ways to spend less than they receive, discover how to earn more money and how to create a practical budget.
The Inner Workings of Financial Institutions
Banks… credit unions… brokerage firms... where should you stash your cash?
Financial institutions offer a dizzying array money management choices. Cut through the complexity by comparing and contrasting the services of mainstream financial institutions. You'll detail the advantages (and disadvantages) of using alternative banks. Plus you'll show your participants how to use insurance to reduce financial risks.
Finally, you'll give your participants the tools to identify common scams.
Getting Your Credit into Shape
Your participants will identify the advantages and disadvantages of using credit, what it costs, and basics steps they can take to obtain credit.
Next, you'll detail the key features of a credit report and ways to improve a credit score (commonly called FICO). Plus your participants will analyze realistic credit cases, and determine the best circumstances to obtain credit.
The Basics of Homeownership
Participants will uncover the benefits and drawbacks of owning a home. You'll detail the process of buying a home, from house hunting to closing to occupancy.
How to Build Wealth
You'll detail the concept of "net wealth" and show your participants how – and why - net wealth increases and decreases. You'll help your participants develop strategies to save early, buy and hold, and diversify so they can build long-term financial security.
The Fundamentals of the Market Economy
Your participants will explore the characteristics of wealthy individuals, as well as the key features of a market economy.
Real-World Adult Education
Give your adult participants the confidence to buy a house, earn more money, and shape up their credit!
Underwritten by HSBC | 
